Blog

Organizing cash flow, setting up bill payments, and accurately calculating cash on hand are critical functions for any business. A recent study reports that 27% of small businesses use the same bank account for business and personal finances (check out the infographic here). For business owners and self-employed workers, it might be beneficial to not only separate these accounts but to have more than one business checking account. The Benefits of Business Checking Accounts Credibility A...

Read More

We take pride in the services that we offer our customers, especially our small business customers. Did you know that we can help businesses complete many of their basic and important functions online? Our online services are much more extensive than just checking on account balances and transferring funds! Hi-Tech Banking, Hi-Touch Service Our online banking suite offers solutions to help your business access finances, manage your accounts, and conduct your business from anywhere at any time!...

Read More

Holiday season is quickly approaching, which means that your pocketbook is going to feel strained these next couple of months. In fact, financial experts anticipate that holidays sales, purchases made between November 1 until December 31, will rise this year to more than $730 billion. This is nearly a $3 billion increase from the year before, according to the National Retail Federation. With a large percentage of your earnings being spent on family dinners and gifts for loved ones, it’s important...

Read More

These days it’s rare to see someone without a smartphone in their hand. In fact, there’s a good chance you’re reading this from a smartphone! The truth is, 2.7 billion people around the globe are smartphone users. [source] There aren’t many things a person can’t accomplish with a smartphone and that includes their banking. Mobile banking continues to grow and evolve as technology does the same, but there are some features that are awesome regardless of how much the...

Read More

Did you know that there is more Monopoly money printed every year than actual cash? If only we could pay for things using Monopoly money! Unfortunately, we can’t just pass Go for another $200 and there is no such thing as Community Chest. Or is there? While your community bank isn’t going to give you $10 for winning 2nd prize in a beauty contest, there are some definite advantages to banking with a local, community bank. Here are some advantages you can expect to see when you bank with...

Read More

It wasn’t all that long ago that phrases like “dead zone,” “no Wi-Fi,” and “airplane mode” didn’t cause inner panic and turmoil. Fortunately, or unfortunately depending on how you look at it, we now live in a very technology-driven world. One of the many ways technology has made our lives easier is with mobile banking. Don’t believe us? Here are 3 ways mobile banking has simplified a lot of life things, along with saved many a headache:   Insta-bank: As...

Read More

You might be starting out on a new business venture or it might just be time to adjust your banking expectations. Either way, if you haven’t done some research, choosing the right bank account for your business can be, well, risky business. It’s important to make sure your bank and your business account are optimized for your specific needs. Here are some things to keep in mind: Find a bank that offers the services that are important to you and your business. Perhaps low minimum balances...

Read More