In today’s fast-paced business world, maintaining healthy cash flow is critical to keeping operations running smoothly. Whether you're a small business or a growing enterprise, the way you send and receive money matters. That’s where ACH (Automated Clearing House) payments come into play. As part of a comprehensive Cash Management strategy, ACH offers businesses a faster, more secure, and cost-effective alternative to checks and wire transfers. What Is ACH and How Does It Work? ACH...

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Fraudsters are always coming up with new ways to steal personal information. One of the latest scams uses fake websites and phishing tactics to trick people into installing malware designed to steal usernames, passwords, and financial data. At Falcon National Bank, your security is our priority. Here’s what you need to know. How It Works Fraudsters set up fake websites (or compromise legitimate ones). You may encounter a pop-up that looks like a normal “Verify You Are Human”...

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Cybersecurity isn’t just an IT issue, it’s a business-critical concern, especially for manufacturers. As the manufacturing industry becomes more connected and automated, the risk of cyberattacks continues to rise. And while operational technology often gets the spotlight, financial systems are just as vulnerable, if not more. From payment fraud and phishing scams to unauthorized wire transfers, financial cybercrime is a growing threat. In this blog, we’ll explore why manufacturers...

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Is your business handling hundreds, or even thousands of monthly transactions? If so, a Business Analyzed Account could be the game-changer you didn’t know you needed. These accounts are designed specifically for companies with high transaction volumes and complex cash flow needs. By giving you the tools to track activity, manage fees, and access advanced treasury services, Business Analyzed Accounts help your money work smarter, not harder. What is a Business Analyzed Account? Unlike...

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Outdated equipment does more than slow you down, it quietly chips away at your bottom line. In the manufacturing world, every minute counts. When machines under perform, require constant repairs, or can’t keep up with production demands, they create inefficiencies that cost you time, money, and missed opportunities. Fortunately, updating your equipment doesn’t have to drain your cash reserves. With the right equipment financing strategy, you can invest in modern technology while preserving...

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In the early stages of running a business, a standard checking account and a simple online banking platform may be enough to get the job done. But as your business grows, your financial needs evolve, and basic banking services may no longer be enough. Here are five signs that it may be time to meet with one of our specialists and explore our Treasury Management services. 1. You’re Struggling to Manage Complex Cash Flow If your business is growing, chances are you’re juggling...

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In today’s global economy, supply chain disruptions have become the new normal. From material shortages and shipping delays to geopolitical instability and inflation, manufacturers face mounting pressure to adapt—and adapt quickly. But operational resilience starts with financial flexibility. In this blog, we’ll share practical ways manufacturers can use financial tools to stay agile, manage risk, and keep production running even when the supply chain doesn’t. The True...

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As your business grows, so do the complexities of managing your finances. Juggling cash flow, processing payments, guarding against fraud, and forecasting future financial needs can become a full-time job. That’s where Treasury Management comes in. What Is Treasury Management? Treasury Management refers to a suite of specialized banking services that help businesses manage their financial operations more effectively. It encompasses a wide range of solutions designed to optimize cash flow,...

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The manufacturing industry is built on momentum. When opportunity knocks, whether in the form of new contracts, increased demand, or expansion into new markets, your ability to respond quickly can make all the difference. But scaling your operation takes more than just ambition. It takes access to capital, a sound financial strategy, and a banking partner who understands your business. In this post, we’ll explore lending options tailored to manufacturers looking to grow, key indicators that...

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How does a local community bank stack up against a big bank? We're not afraid to look at both banking options and find out which type of financial institution stands taller in the financial battlefield. Let's state the obvious equities up front: Both will provide an account holder with a checking account and a savings account, and both lend money when it's time to buy a car or take out a personal loan. Of course, there's much more to consider from a community bank or large...

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