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Home Mortgage Mortgages

Mortgages

Write Your Next Chapter, With Us

With solid, financially-sound solutions, and local expertise, our mortgage bankers will walk you through the mortgage process, and find the solutions that meet your specific needs. 

Whether it's your first home, your dream home, or you're a current homeowner looking to refinance we have the program for you:

  • First time home buyer loans
  • Conventional Loans
  • Loans for investment properties, bare land and manufactured homes
  • Jumbo loans - for homes with a higher listing price
  • Vacation and Second Home Loans
  • Fixed rates are also available for larger acreage hobby farms.

To get started, contact one of our experienced Mortgage Bankers to set up an appointment. Then, be sure to download, print and fill out our Mortgage Application (Part 1 and 2) and bring it with you to your meeting.

Mortgage Application Part 1 (PDF) Mortgage Application Part 2 (PDF)

Falcon National Bank NMLS #402625


Contact any of our mortgage bankers to set up your appointment

  • St. Cloud

  • Jeb Willis

    Jeb Willis

    Mortgage Banker

    NMLS: 789498

    Locations:
    St. Cloud
    Divisions:
    Mortgage Banking, Consumer Banking

    Phone: (320) 968-6195

    Contact Me

  • Foley

  • Karen Abfalter

    Karen Abfalter

    Mortgage Banker

    NMLS: 1691558

    Locations:
    Foley
    Divisions:
    Mortgage Banking, Consumer Banking

    Phone: (320) 968-6300

    Contact Me

  • Kendra Berger

    Kendra Berger

    SVP of Mortgage Banking

    NMLS: 422207

    Locations:
    Foley
    Divisions:
    Mortgage Banking, Consumer Banking

    Phone: (320) 968-6187

    Contact Me

  • Sara Tiahrt

    Sara Tiahrt

    Mortgage Banker

    NMLS: 995236

    Locations:
    Foley
    Divisions:
    Mortgage Banking, Consumer Banking

    Phone: (320) 968-2026

    Contact Me

  • Ham Lake

  • Andrea Fix

    Andrea Fix

    Mortgage Banker

    NMLS: 1775908

    Locations:
    Isanti, Ham Lake
    Divisions:
    Mortgage Banking, Residential Loans, Consumer Banking

    Phone: (763) 235-2390

    Contact Me

  • Isanti

  • Andrea Fix

    Andrea Fix

    Mortgage Banker

    NMLS: 1775908

    Locations:
    Isanti, Ham Lake
    Divisions:
    Mortgage Banking, Residential Loans, Consumer Banking

    Phone: (763) 235-2390

    Contact Me

  • Richmond

  • Steven Nies

    Steven Nies

    Mortgage and Consumer Banker/VP

    NMLS: 697065

    Locations:
    Richmond
    Divisions:
    Mortgage Banking, Residential Loans, Consumer Banking

    Phone: (320) 597-2145

    Contact Me

  • Lisa Schmitz

    Lisa Schmitz

    Mortgage Banking Assistant

    Locations:
    Richmond
    Divisions:
    Mortgage Banking

    Phone: (320) 597-2145

    Contact Me