Tag: Identity Theft
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FTC: Fraud Alerts & Credit Freezes: What's the Difference?
Posted On: March 10, 2020 by Falcon National Bank in: Your Financial Life | Personal Banking
Looking for ways to protect your identity? Two options to consider are fraud alerts and credit freezes. But what’s the difference? A fraud alert makes companies verify your identity before granting new credit in your name. Usually, that means calling you to check if you’re really trying to open a new account. Placing a fraud alert is easy – you contact any one of the three nationwide credit reporting agencies (Equifax, Experian, TransUnion) and that one must notify the other...
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Protecting your Identity
Posted On: January 16, 2019 by Falcon National Bank in: Your Financial Life | Personal Banking
Identity theft is using someone else’s private identifying information without their permission, usually for their financial gain. In this day and age, it’s important to protect yourself from identity theft and the potential of a messy financial situation. Here are 5 ways to keep yourself protected. 1. Guard your Social Security Number Your Social Security number is the gateway to your personal information. Don’t carry your card...
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