In the early stages of running a business, a standard checking account and a simple online banking platform may be enough to get the job done. But as your business grows, your financial needs evolve, and basic banking services may no longer be enough. Here are five signs that it may be time to meet with one of our specialists and explore our Treasury Management services. 1. You’re Struggling to Manage Complex Cash Flow If your business is growing, chances are you’re juggling...

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In today’s global economy, supply chain disruptions have become the new normal. From material shortages and shipping delays to geopolitical instability and inflation, manufacturers face mounting pressure to adapt—and adapt quickly. But operational resilience starts with financial flexibility. In this blog, we’ll share practical ways manufacturers can use financial tools to stay agile, manage risk, and keep production running even when the supply chain doesn’t. The True...

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As your business grows, so do the complexities of managing your finances. Juggling cash flow, processing payments, guarding against fraud, and forecasting future financial needs can become a full-time job. That’s where Treasury Management comes in. What Is Treasury Management? Treasury Management refers to a suite of specialized banking services that help businesses manage their financial operations more effectively. It encompasses a wide range of solutions designed to optimize cash flow,...

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The manufacturing industry is built on momentum. When opportunity knocks, whether in the form of new contracts, increased demand, or expansion into new markets, your ability to respond quickly can make all the difference. But scaling your operation takes more than just ambition. It takes access to capital, a sound financial strategy, and a banking partner who understands your business. In this post, we’ll explore lending options tailored to manufacturers looking to grow, key indicators that...

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Many people prefer to use their debit card for everyday purchases because it is easier to manage your money. While you can overdraft (ouch!), you can't rack up the same amount of interest-bearing debt like you could on a credit card. Debit cards are so popular that they account for 28% of all non-cash transactions. Debit vs credit transactions You might have noticed that when you make purchases with a debit card, you have the option to run it as debit transaction or credit. This...

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If you've ever heard a story about popular retailers involved in major security breaches, it’s no wonder that credit and debit card fraud raise your concerns. You can avoid becoming a part of a breach by learning how to protect your personal finances. The security of your bank keeps your debit card and money safe. With a few precautions of your own, you can protect your accounts and keep your money easy to access and spend. Monitor your accounts Credit and debit cards might...

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Sometimes the best reward is more money in your bank account. Kasasa Cash Back accounts give you just that. When you spend money with your debit card, it benefits your bank. They make money with every swipe. There's no reason you shouldn't be earning rewards for your debit card spending the way you do with your credit cards. That's the idea behind our free Kasasa Cash Back accounts. You get rewarded in cash back when you make debit card purchases, plus a few...

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As a business owner, you have a lot on your plate. The last thing you want is for your business to fall victim to fraud. So, how can you safeguard your business? With due diligence, strong policies and procedures and a trusted banking partner, you can better arm your business from fraudsters. Here a few important tips: Always Verbally Verify Wire and ACH Instructions Once a wire transfer or ACH payment is sent, retrieving it can be extremely challenging. A single well-timed spoofed email...

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Managing your finances is a lifelong journey. You wouldn’t start a trip without directions. This list of financial wellness tips will help you enjoy the ride.  1. Create a Budget Find the right approach for you. There’s the 50/30/20 budget, the zero-balance budget, the pay-yourself-first budget. There are many different strategies out there. Read about popular options here. Check your spending habits. You've got your goals, great! Time for a gut check. See where...

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In the dynamic landscape of small business ownership, securing adequate funding is often the linchpin for success. Fortunately, the U.S. Small Business Administration (SBA) offers an array of funding programs tailored to meet the diverse needs of entrepreneurs, providing access to capital when conventional financing may be out of reach. Check out your options in the Small Business Resource Guide, 2024 National Edition. As a Preferred Lender, you can count on Falcon National Bank and our SBA team...

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