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Image of man celebrating his Kasasa Cash Back checking rewards by jumping in the air next to his dog


A checking account that pays you!

cash back on debit card purchases up
to $250 when qualifications are met*

per year in cash back on debit card
purchases up to $15 per month,
when you qualify*

Open your Kasasa Cash Back account today!


Benefits of a Kasasa Cash Back Checking Account:

  • Free checking that pays you back
  • Get 6.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on as much as $250 in purchases monthly 
    • Earn as much as $180 cash back per year, $15 per month*
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • $50 minimum deposit to open

Qualifications to Earn Cash Back with a Kasasa Cash Back Checking Account:

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 15 debit card purchases
  • At least 1 direct deposit or ACH credit transactions
  • Be enrolled in and agree to receive e-statements

And if you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.

Open your Kasasa Cash Back® account today!

Kasasa Cash Back Checking FAQs

What is the Kasasa Cash Back Checking Account?

A Kasasa Cash Back Checking Account is a type of checking account offered by some financial institutions that rewards you with cash back on your debit card purchases. It's a way to earn money while managing your day-to-day expenses.

How do I earn cash back with my Kasasa Cash Back Checking Account?

To earn cash back, you need to use your Kasasa debit card for everyday purchases. You'll receive 6% cash back on the total amount of your purchase.

Is there a limit on how much cash back I can earn?

The Kasasa Cash Back checking account rewards you with up to $15 in cash back benefits per month, or $180 for the year. 

What if I don't hit all the requirements for Kasasa Cash Back Checking?

If you fail to meet the Kasasa Cash Back qualification requirements for the month, you will not earn any cash back that month, but the account is still free. You can resume earning cash back if you meet the qualifications during the next statement cycle. 

Is the cash back I receive taxable?

The rewards you receive from cash back accounts is generally not considered taxable income. Please consult your tax advisor for confirmation. 

Learn about some other great Kasasa account options:

Kasasa Cash® Checking

A free checking account that pays high interest --
plus refunds on ATM withdrawal fees.

Learn more about Kasasa Cash

Kasasa Saver®

Link this free account to your Kasasa Cash® or Kasasa Cash Back® checking -- and build savings automatically while earning high interest.

Learn more about Kasasa Saver

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first banking day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle. See our website or contact a branch representative for specific Monthly Qualification Cycle dates.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 6.00% cash back on up to a total of $250.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $15.00 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. NOTE: ATM fee reimbursements only apply to Kasasa Cash or Kasasa Cash Back transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. $50.00 minimum deposit is required to open the Kasasa Cash Back account. Limit of one account(s) per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact a bank representative for additional information and details.