If you've ever heard a story about popular retailers involved in major security breaches, it’s no wonder that credit and debit card fraud raise your concerns. You can avoid becoming a part of a breach by learning how to protect your personal finances. The security of your bank keeps your debit card and money safe. With a few precautions of your own, you can protect your accounts and keep your money easy to access and spend. Monitor your accounts Credit and debit cards might...

Read More

Sometimes the best reward is more money in your bank account. Kasasa Cash Back accounts give you just that. When you spend money with your debit card, it benefits your bank. They make money with every swipe. There's no reason you shouldn't be earning rewards for your debit card spending the way you do with your credit cards. That's the idea behind our free Kasasa Cash Back accounts. You get rewarded in cash back when you make debit card purchases, plus a few...

Read More

As a business owner, you have a lot on your plate. The last thing you want is for your business to fall victim to fraud. So, how can you safeguard your business? With due diligence, strong policies and procedures and a trusted banking partner, you can better arm your business from fraudsters. Here a few important tips: Always Verbally Verify Wire and ACH Instructions Once a wire transfer or ACH payment is sent, retrieving it can be extremely challenging. A single well-timed spoofed email...

Read More

Managing your finances is a lifelong journey. You wouldn’t start a trip without directions. This list of financial wellness tips will help you enjoy the ride.  1. Create a Budget Find the right approach for you. There’s the 50/30/20 budget, the zero-balance budget, the pay-yourself-first budget. There are many different strategies out there. Read about popular options here. Check your spending habits. You've got your goals, great! Time for a gut check. See where...

Read More

In the dynamic landscape of small business ownership, securing adequate funding is often the linchpin for success. Fortunately, the U.S. Small Business Administration (SBA) offers an array of funding programs tailored to meet the diverse needs of entrepreneurs, providing access to capital when conventional financing may be out of reach. Check out your options in the Small Business Resource Guide, 2024 National Edition. As a Preferred Lender, you can count on Falcon National Bank and our SBA team...

Read More

In the world of entrepreneurship, a well-crafted business plan serves as the cornerstone of success, guiding you through the details of structuring, operating, and expanding your venture. Whether seeking funding, attracting partners, or steering your company toward growth, a carefully formulated business plan is your indispensable tool for navigating the competitive landscape with confidence. Explore example business plans and tap into expert guidance from the U.S. Small Business Administration...

Read More

Embarking on the journey of starting a business entails a meticulous blend of vision, strategy, and legal adherence. Outlined within the pages of the Small Business Resource Guide, 2024 National Edition, are ten pivotal steps, each crucial for laying the groundwork and fostering the growth of your venture. From conducting thorough market research to selecting the ideal business structure, every facet is addressed to equip you with the tools needed for success. Find out more about how to start...

Read More

Starting a business requires more than just a groundbreaking idea; it requires an understanding of the logistical, regulatory, and strategic intricacies involved. Everything from market research, to zoning, to taxes and insurance, to employment and intellectual property, dive into the foundational principles in the Small Business Resource Guide, 2024 National Edition, created by the U.S. Small Business Administration. And when you are ready to take that next step, our SBA team is here to help!

Read More

Kasasa checking accounts offer monthly rewards that blow most other accounts away...as long as you meet a few qualifications. One of those is swiping your debit card a certain number of times each month. But if you’re like most people, you also have a credit card that offers rewards too. When faced with the question of how to get all your Kasasa debit card swipes, and still earn credit card rewards, we understand your dilemma. You aren't swiping either card just for the rewards....

Read More

A question many potential home buyers ask when applying for a mortgage is: Should I pay off debt before applying for a home loan? Credit card debt, auto loans and other forms of debt can all have an impact on a person's credit score, which in turn affects the rate they are able to get on their mortgage (or their ability to qualify in the first place). The answer isn't always as simple as a yes or a no, but there are a few figures to keep in mind that can aid in making this decision. Potential...

Read More