Online banking

Online Banking

Home Mortgage Mortgage Banking Team

Mortgage Banking Team


Kendra Berger
SVP of Mortgage Banking

NMLS: 422207

Kendra has been with Falcon for over 16 years and was one of the first employees hired when Falcon started. She has a Bachelor's degree in Finance from St. Cloud State University. She is also very involved in local chambers and just finished a term as President of the Foley Area Chamber of Commerce.

Contact Kendra

Andrea Fix
Mortgage Banker

NMLS: 1775908

Andrea has been with Falcon for almost a year. She loves working with a team that thinks outside of the box to help a customer. Andrea has obtained a degree in Credit and Finance from St. Cloud Technical and Community College, as well a Bachelor's degree in Business Management from Bethel University. She is very involved in the community and is a part of many organizations.

Contact Andrea

Jeb Willis
Mortgage Banker

NMLS: 789498

Jeb has worked at Falcon for 2.5 years. He enjoys the team-oriented group he works with to ensure the job gets done for customers. Jeb has a Bachelor's degree in Finance from St. Cloud State University. He is the Treasurer for his Business Connection Networking group and is also a part of the Sartell Chamber of Commerce.

Contact Jeb

Karen Abfalter
Mortgage Banker

NMLS: 1691558

Karen joins Falcon with over 18 years of mortgage lending experience. She enjoys working with Brokers and the local small-town customers. Karen has adapted quickly to Falcon's processes and procedures. She graduated from St. Cloud Technical & Community College where she studied Real Estate.

Contact Karen

Sara Tiahrt
Mortgage Banker

NMLS: 995236

Sara has been an employee of Falcon for 5 years. She enjoys helping customers achieve their home ownership goals. Sara graduated from the University of South Dakota with a degree in Business Administration. She is an Advisory member of District 742 CTE and a SCAAR Affiliate.

Contact Sara

Steve Nies
Mortgage & Consumer Banker/VP

NMLS: 697065

Steve has been with Falcon for 23 years. He enjoys helping customers with their home purchases and improvements and loves having customers return for their next loan. Steve has a degree in Business from St. Cloud State University. He is involved in his church choir and Richmond Little League.

Contact Steve

Falcon National Bank NMLS: 402625

Need a construction loan for an investment property? We can help! Contact one of our Commercial Lenders today!


Alex Cameron
Business Banker

Alex has worked for Falcon for almost 1 year. He has a bachelor's degree in Banking and Financial Economics from the University of North Dakota. Alex is involved in the Central MN Manufacturers Association and BNI.

Contact Alex

Chase Larson
Business Banker

Chase has been with Falcon for almost a year. He holds a bachelor's degree in Business Management, with an emphasis in Finance, as well as an associate's degree in Sales & Management. Chase is an active member in seven local organizations.

Contact Chase

Dennis Miller
Business Banker

Dennis has worked at Falcon for over 5 years. He has a BBA degree in Finance and Accounting from the University of Wisconsin, Madison. He is a member of SCORE - business mentors, the local Chamber of Commerce and Habitat for Humanity.

Contact Dennis