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Construction Draw Specialist-Mortgage Banking Assistant

Career Details

Full-Time Any FNB Location Posted on 8/4/2022

At Falcon National Bank, we are passionate about helping our customers and the communities where we live and work. This is accomplished by finding talented individuals who share in our Mission of building life-long relationships, our Vision of growth and success, and our Values of high integrity and reliable execution.  Falcon National Bank is currently looking for a Construction Draw Specialist-Mortgage Banking Assistant to join our team in any Falcon National Bank location.

POSITION DESCRIPTION The Construction Draw Specialist/Mortgage Banking Assistants primary responsibilities are creation of our internal sworn construction statements, tracking the progress of construction, funding draw requests, ordering site inspections, and maintaining communication with the borrower(s)/builders and title companies throughout the process. Secondary responsibilities are document processing and fulfillment of all loans originated along with loan applications that are denied or withdrawn. They will see to it that all necessary documents are accurate assuring compliance with loan policies, procedures, and regulatory requirements. They are responsible for processing the loan from the point of application through closing, assuring integrity, perfection, and fulfillment of the transaction. They will work cooperatively with the Mortgage Bankers and Loan Ops to assure a smooth and efficient workflow in loan fulfillment and customer loan support.
POSITION DUTIES & RESPONSIBILITIES
•Communicating with construction borrowers post-closing to help them understand the draw process•Construction Draw Processing - review documentation submitted, obtain proper authorization, fund/wire draw, and scanning•Creation of Sworn Construction Statement and monitoring and addressing any overages with each draw•Processing consumer loans and in-house consumer real estate loans.•Accurate document processing and fulfillment of loans ensuring compliance with policies, procedures, and regulations from the point of application through post-closing.•New loan data entry, including escrow set-up.•Loan file completion of closed loans and denied/withdrawn application, scanning, indexing, and maintenance.•Process all daily transactions & payments in an efficient and timely matter with optimum accuracy.•Review and quality check loan files•Ordering of appraisals, title work, flood determinations, verifications of employment, and any other necessary documents.•Tickler set-up and tracking for outstanding items•Assist in the development and implementation of daily processes and make recommendations for process improvements.•Assure a smooth and efficient workflow in loan fulfillment and customer loan support.•Assist with special projects/other duties as assigned•This position understands the bank’s mission and organizational structure. This position abides by the employee handbook, bank security, policies and procedures, and standards of conduct.

REQUIRED SKILLS
• Good communication/listening skills• Detail oriented• Exceptional interpersonal and customer service skills• Proficient with Microsoft products,particularly Excel, and bank software• Accurate• Self-motivated• Responsible• Mathematical skills/aptitude
•Ability to work independently and within a team environment•Ability to plan and organize workload, set priorities, and pay close attention to detail under time constraints.•Ability to work under pressure and handle multiple tasks efficiently.•Outstanding customer service skills in dealing with bank clients.

Falcon National Bank is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status.