Tag: investment
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What is a CD Ladder?
Posted On: October 26, 2022 by Falcon National Bank in: Invest your Money | Investment Banking, Manage your Business | Business Banking, Your Financial Life | Personal Banking
Savings rates are on the rise, it’s a great time to develop a savings growth strategy. We frequently discuss savings rates with our customers. Through most of the last decade savers were forced to settle for lower yields on deposits, stuck in a low-rate environment. Even those fortunate to lock in higher returns during the brief market up-ticks grew weary of the feast or famine situation. There is a simple diversification method to increase your savings returns over the...
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Bank Loans versus Investors: Weighing the Options of Start-up Capital
Posted On: March 22, 2021 by Falcon National Bank in: Manage your Business | Business Banking
When you are younger and need some spare money to fix your car or pay an unexpected bill, you might borrow money from your family or get a part-time job. When a new business needs start-up capital to get on their feet, the options are much more deliberate and thoughtful. There are two main options when earning capital to start a business: taking out a business loan from a financial institution or partnering with an investor. Of course, there are benefits and drawbacks to each option. Borrowing...
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The Treats that Come with Banking with a Local, Community Bank
Posted On: October 22, 2019 by Falcon National Bank in: Your Financial Life | Personal Banking
As we think about Halloween costumes and trick-or-treaters, Falcon National Bank is focusing on the “treats” that set community banks apart and keep customers coming back for more. Here are a few reasons we stand out in the community: Personal Service When you bank locally, you get a sense that you are a part of a family. We know you by name and can offer more personalization in the services we offer. Community banks traditionally have lower rates of turnover, which means you are...
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