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There are plenty of aspects of running a small business that are begging for your time and attention. When that’s the case, it’s important to do things as efficiently as possible—things that will make your life easier and make those things that are vying for your time a little more manageable. Besides convenience, there are plenty of benefits to online and digital banking. Here’s how online banking and digital banking services with Falcon National Bank can give you back precious...

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It wasn’t all that long ago that phrases like “dead zone,” “no Wi-Fi,” and “airplane mode” didn’t cause inner panic and turmoil. Fortunately, or unfortunately depending on how you look at it, we now live in a very technology-driven world. One of the many ways technology has made our lives easier is with mobile banking. Don’t believe us? Here are 3 ways mobile banking has simplified a lot of life things, along with saved many a headache:   Insta-bank: As...

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Every business is susceptible to fraud, but small businesses are the most vulnerable. According to the Association of Certified Fraud Examiners (ACFE), private companies and small businesses rank highest in occupational fraud which can total a median loss of $164,000. Cybercriminals continue to develop sophisticated means to commit fraud. Spoof emails, malicious software spread through attachments and social media, fund transferring, and information breaches are just a few ways to gain access to...

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An individual retirement account (IRA) allows you to save money for retirement in a tax-friendly way. Most people don’t start thinking about retirement until they’re close to that age. It’s hard to imagine saving for retirement when you’re just trying to get by. Between student loan debt and the cost of living, most Millennials don’t have the luxury to plan for retirement. However, if you are not saving for retirement now, you are missing out on major opportunities to...

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You might be starting out on a new business venture or it might just be time to adjust your banking expectations. Either way, if you haven’t done some research, choosing the right bank account for your business can be, well, risky business. It’s important to make sure your bank and your business account are optimized for your specific needs. Here are some things to keep in mind: Find a bank that offers the services that are important to you and your business. Perhaps low minimum balances...

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"The people who are crazy enough to think they can change the world are the ones who do." - Steve Jobs 70% of small businesses are owned and operated by a single person.1 Two-thirds of all present-day college students intend to become entrepreneurs at some point in their careers.2 It takes just 6 days to start a business in the U.S., compared to a whopping 38 days in China.3 There are 28 million small businesses in the U.S., which outnumber corporations 1162 to 1. 4 Small businesses...

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Identity theft is using someone else’s private identifying information without their permission, usually for their financial gain. In this day and age, it’s important to protect yourself from identity theft and the potential of a messy financial situation.  Here are 5 ways to keep yourself protected. 1.       Guard your Social Security Number Your Social Security number is the gateway to your personal information. Don’t carry your card...

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New year, new me. It’s almost time to push the reset button. Eating better, getting more exercise and other self-care resolutions top the list, but not far behind is financial wellness. Saving money has made the top 5 in almost all polls. Financial-focused resolutions live among the most popular people set for themselves before the new year rolls around. Changing our behavior and the way we operate can be tough, but it doesn't have to be. We have some ideas to help jumpstart...

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