Tag: credit bureau
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FTC: Fraud Alerts & Credit Freezes: What's the Difference?
Posted On: March 10, 2020 by Falcon National Bank in: Your Financial Life | Personal Banking
Looking for ways to protect your identity? Two options to consider are fraud alerts and credit freezes. But what’s the difference? A fraud alert makes companies verify your identity before granting new credit in your name. Usually, that means calling you to check if you’re really trying to open a new account. Placing a fraud alert is easy – you contact any one of the three nationwide credit reporting agencies (Equifax, Experian, TransUnion) and that one must notify the other...
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