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Businesses everywhere are feeling the impact of increasing product costs. As the costs of necessities reach new heights, it’s more important than ever for small business owners to create a budget and stick to it. Focusing on cash flow has always been important for small businesses, but it’s now essential with consumer goods at unstable costs nationwide. Here are a few things you can do to ensure your budget can cover you in the case of an emergency. Budgeting For Small Businesses During...

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There are plenty of clichés around the idea of the American dream. Starting with an idea and building it into a successful business is a skill few possess. Even if you have the ambition, energy, and fresh business plan to get a new business up and running, there are plenty of issues that can trip up new entrepreneurs. If you can anticipate these challenges, you can make a plan to overcome. Finding and Hiring Your Dream Team Even if you have run a team before, finding the right team to...

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The Coronavirus outbreak has thrown a wrench in just about everyone’s plans this year. From smaller goals to major life plans, people around the country are finding it necessary to adjust. Since you can’t pay your bills in stockpiled toilet paper (yet), read a few of our finance tips on managing money below: The Basics of Adjusting Your Budget First off, we’d usually say cut out unnecessary spending, such as a night out at the movies or splurge trips to the mall, but the quarantine...

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When it comes to creating your budget for the year, a vacation allowance is not typically considered an important expense. But maybe it should be, especially if you have little ones in your household. Planning and saving for a vacation is a great way not only to create life-long memories but also give your children the tools to learn how to create a budget and instill saving at a young age. Where do you start? The most important lesson you can teach your children is conceptualizing money and...

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It’s 2020, so this should be the year that provides clarity for you to look at your personal finances with an eagle eye. Be honest with yourself, did the holidays cause you to go into debt? Because it’s a new start to the year, we want you to start the year strong and achieve financial stability before next December. Untangle yourself from all the debt you’ve accumulated over the years with these simple tips: Cut up your credit cards immediately The fourth biggest cause of...

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When it comes to operating a small business, understanding your bottom line is essential in spurring growth and success in your business. Determining what steps to take financially in the new year is a huge undertaking for a business owner. Monitoring every dollar and cent and ensuring that you meet your new business goals can cause some stress. To relieve some of your anxiety, we’ve formulated an easy how-to guide for all our savvy business owners. Calculate income versus expenses At...

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Holiday season is quickly approaching, which means that your pocketbook is going to feel strained these next couple of months. In fact, financial experts anticipate that holidays sales, purchases made between November 1 until December 31, will rise this year to more than $730 billion. This is nearly a $3 billion increase from the year before, according to the National Retail Federation. With a large percentage of your earnings being spent on family dinners and gifts for loved ones, it’s important...

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