CD RATES

The interest rate and Annual Percentage Yield (APY) stated on this web page are accurate as of June 2nd, 2010.  If you would like more current information, please call us at 320-968-6300.
Interest is paid on the following tiered levels:

Tier 1 = $500-$4,999
Tier 2 = $5,000-$9,999
Tier 3 = $10,000-$24,999
Tier 4 = $25,000 +


3 Month CD
  • Tier 1 = 0.50/0.50% Interest Rate/APY
  • Tier 2 = 0.50/0.50% Interest Rate/APY
  • Tier 3 = 0.50/0.50% Interest Rate/APY
  • Tier 4 = 0.50/0.50% Interest Rate/APY
  • Early withdrawal penalty = accrued interest
6 Month CD
  • Tier 1 = 0.75/0.75% Interest Rate/APY
  • Tier 2 = 0.75/0.75% Interest Rate/APY
  • Tier 3 = 0.75/0.75% Interest Rate/APY
  • Tier 4 = 0.75/0.75% Interest Rate/APY
  • Early withdrawal penalty = 3 months interest
12 Month CD
  • Tier 1 = 1.34/1.35% Interest Rate/APY
  • Tier 2 = 1.34/1.35% Interest Rate/APY
  • Tier 3 = 1.44/1.45% Interest Rate/APY
  • Tier 4 = 1.44/1.45% Interest Rate/APY
  • Early withdrawal penalty = 3 months interest

18 Month CD
  • Tier 1 = 1.44/1.45% Interest Rate/APY
  • Tier 2 = 1.44/1.45% Interest Rate/APY
  • Tier 3 = 1.54/1.55% Interest Rate/APY
  • Tier 4 = 1.54/1.55% Interest Rate/APY
  • Early withdrawal penalty = 6 months interest
24 Month CD
  • Tier 1 = 1.64/1.65% Interest Rate/APY
  • Tier 2 = 1.64/1.65% Interest Rate/APY
  • Tier 3 = 1.74/1.75% Interest Rate/APY
  • Tier 4 = 1.74/1.75% Interest Rate/APY
  • Early withdrawal penalty = 6 months interest
36 Month CD
  • Tier 1 = 2.07/2.09% Interest Rate/APY
  • Tier 2 = 2.07/2.09% Interest Rate/APY
  • Tier 3 = 2.17/2.19% Interest Rate/APY
  • Tier 4 = 2.17/2.19% Interest Rate/APY
  • Early withdrawal penalty = 6 months interest 


Minimum Balance of $500.00 required on all Certificates of Deposit listed above.

Early withdrawal penalties will be assessed if the CD is withdrawn prematurely.

Fees could reduce earnings.

Fixed Interest rate until maturity.

Interest is earned on the full balance of your account and compounded or paid quarterly.

Annual Percentage Yield assumes that interest is compounded through the term of the CD.



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